BlinkMoney is India's first Liquid Wealth Account. It does two things, grows your money in daily SIPs across stocks, FDs, and gold, in one click, for around 15% p.a.* returns a year, AND gives you instant cash at 9.99% p.a.* against your investments whenever you need it. So your money never stops compounding, and you can still use it anytime.

Three steps. One, you set up a daily auto-invest SIP, starting from just ₹21. Two, that money gets professionally managed and split smartly across Stocks, FDs, and gold. Three, once you've built a portfolio, you can borrow up to 80% of it instantly at 9.99% p.a.*, no paperwork. Your investments keep earning while you use the credit. That's the whole trick and it’s completely legal ;)

Yes. BlinkMoney partners with regulated institutions for investing and lending services. Your investments are held with SEBI-registered partners - ICICI Prudential Mutual Fund, Axis Mutual Fund, etc. - not with us. Your money is always in your name. Plus there's zero lock-in, so you can withdraw anytime. Your money is as safe as a regular mutual fund.

BlinkMoney is built for Gen Z and young Indians who want their money working as hard as they do. Student, first salary employees, freelancer, business owner, content creator, young parent, if you have a PAN, Aadhaar and a bank account, you're in. Irregular income, unpredictable expenses, real ambitions, we get it. One account that grows your money daily AND lets you access it anytime. No salary slips, no credit score, no compromises.

Around 15% p.a.* (as per last 5 year historical returns). We split your money smartly across three asset classes - stocks for growth, fixed deposits for stability, and gold for protection. This system has historically delivered around 15% p.a.* per year over the last 5 years. Not guaranteed, past performance isn't a promise, but it's been remarkably consistent. Way be than the 3% p.a.* your savings account gives you.

LAMF stands for Loan Against Mutual Funds. It's how you access cash against your investments without selling them. You pledge your portfolio digitally, takes minutes, and we lend you up to 80% of its value at 9.99% p.a.*. Your investments stay invested, keep earning around 15% p.a.*. You pay 9.99% p.a.* on what you borrow.

No. BlinkMoney maintains full transparency. There are no hidden charges, no surprise deductions, no buried fees. Any applicable charges related to your Mutual Fund SIP or Loan Against Mutual Funds are clearly shown before you confirm a transaction. You see exactly what you're paying, every time.